for Your Business Purposes
We will provide a short-term business finance solution which meets your property funding requirements
WHY YOU SHOULD CHOOSE CSBF
Speed and Ease
We recognise the importance of offering a fast solution. So, we guarantee a speedy response to your enquiry and then an easy approach to progressing a loan.
No personal guarantees,
no valuations
The vast majority of our loans do not require personal guarantees nor external valuations. This means lower costs for borrowers and faster access to funds.
Pragmatic approach and direct access to decisions makers
Our approach and criteria rarely prevents us from offering a loan. Easy access to the decision makers allows you to discuss your needs at senior level.
1. No Obligation Terms in 24 hours
We hold an initial meeting so we can understand the transaction and your goals. This allows us to support you properly throughout the property journey.
We know for some borrowers speed is essential. Our terms and feedback will be provided within 24 hours.
2. Legal
Following our internal credit process, we will issue a Facility Agreement. Our in-house legal department will issue the paperwork quickly and in a format which is simple to understand.
Solicitors will then progress the legal due diligence. You will be kept informed of progress throughout the process.
3. Funds Released
We are committed to work within your time frame to ensure you have the best opportunity so you have your funds available when required.
You will be provided with direct access to a member of the team at senior level to assist with the progress of your transaction.
Capital Raise
Weybridge
- £1.12m loan and 50% LTV
- Loan was secured against a purpose-built mix-use freehold block.
- Term of 3-9 months
- Complicated legal issues with the site and potential dispute with neighbour
- Rate of 1.00% pcm
- No personal guarantee and no valuation
Development Finance
Poole
- £2.30m loan and 36% LTV
- The Borrower required Funding to complete a high-end development
- No development obligations were imposed upon the borrower given the value of the land.
- The borrower had been refused a loan by his existing, long-standing bank.
- Rate of 0.90% pcm
- Loan term 3 – 12 months
- No valuation, no personal guarantee, no exit fee and no external monitoring
Refinance of Portfolio
London
- £8.20m loan with 61% LTV
- Refinancing of a portfolio of eight residential properties in North London
- Foreign ownership and complex structure consisting of a Jersey Trust and individuals from a variety of jurisdictions
- Completed within a month
- Rate of 0.975% pcm
- Loan term 3 – 9 months